Flood Insurance in Savannah, GA
Floods pose a significant threat to your property and financial interests. These natural disasters can arise from many circumstances or situations, and even a single inch of floodwater can wreak havoc on structures and their contents. Given these stakes, having appropriate loss control measures, such as flood insurance, may prove to be a critical investment.
What Does Flood Insurance Cover? 
Whether you secure coverage through the Federal Emergency Management Agency’s National Flood Insurance Program or private flood insurance companies, these policies typically include the following pair of key coverages:
- Building coverage—This part of flood coverage can financially protect a home or business’s structural elements, including its foundations, walls, plumbing systems and attached fixtures (e.g., bookcases and paneling).
- Contents coverage—This policy component may provide financial assistance if you need to repair or replace belongings damaged by floodwaters, such as electronics, furniture and clothing.
How Much Does Flood Insurance Cost?
When quoting you a rate for flood coverage, carriers must consider your unique circumstances. This analysis typically includes weighing the following factors:
- Location
- Lot details (e.g., elevation, grading and proximity to bodies of water)
- Insured property’s flood history
- Structural details (e.g., age and building materials used)
- Value of insured possessions
- Coverage limits
- Deductibles
We’re Here to Help
At R.M. Bush & Company Inc, our dedicated team has the knowledge, experience and resources to help you financially protect your property from floods. Contact us today to assess your coverage needs, explore available options, and secure an ideal policy.