September 16, 2021
AgencyPros and Cons of Life Insurance For Kids
Even considering the possibility that one of your children might die is enough to bring some to tears. It’s not a pleasant thought, but for too many people, it’s a sad reality. Complications from a birth defect, a car accident, SIDS, childhood cancer. They’re unfortunate realities that far too many parents have to face. Life […]
September 2, 2021
AgencyUmbrella Coverage for Commercial Auto Liability Insurance
Driving a vehicle for business exposes both the business itself, and its employee vehicles and drivers, to significant financial risks that might come up when accidents occur. Every vehicle and driver pose accident risks to every other vehicle and driver they encounter, and if an accident is the business’s fault, then they might have to […]
August 19, 2021
AgencyWhen You Can Use Umbrella Insurance
Throughout your life, you will have multiple types of insurance policies. For example, even in your own home, multiple policies might exist. Your auto, homeowners, renters, boat, RV or motorcycle coverage might all rest in your file cabinets. Each will likely contain liability insurance. However beneficial the coverage, the policy will contain limits. Therefore, it […]
August 3, 2021
AgencyUnderstanding Life Insurance Terms
Like many industries, the world of insurance has its own unique set of vocabulary to describe its products. To help you understand the information included in a life insurance policy, we’ve gathered some basic terminology in this easy-to-reference overview. Beneficiary: The person or party named by the owner of a life insurance policy to receive […]
July 21, 2021
AgencyWhen Should I File a Home Insurance Claim?
Filing a home insurance claim can be confusing and frustrating, especially after an unnerving accident. Unfortunately, it is a process that most homeowners will go through at least once in their lifetime. It is important to know when it is appropriate to file a home insurance claim and what may happen when you do. You […]
July 15, 2021
AgencyWhy is Car Insurance so Expensive?
In the United States, the average auto insurance policy costs $1,548, or about $129 per month. Even though the COVID-19 pandemic resulted in auto policy premium reductions for thousands of Americans, the costs of coverage remain both ongoing and foundational shares of the average American’s household budget. Many factors go into calculating the costs of […]
June 30, 2021
AgencyWhy You Need Personal Umbrella Insurance
You want to create a safe, welcoming home for anyone, family member or guest. However, you can’t ignore the fact that from time to time, accidents will happen, and someone might get hurt in your home. When they do, you might face a lawsuit that could put your own financial security on the line. It’s […]
June 17, 2021
AgencyGetting Life Insurance Without a Medical Exam
When applying for a standard term life insurance policy, you’re required to take a brief medical exam so the insurance provider can determine the status of your health, and therefore how much your premium will cost. However, for those who do not wish to take a medical exam and/or do not have the time to […]
May 24, 2021
AgencyHome Inspections and Improvements
When you buy a home, you want it to last. That means using proper maintenance and upkeep practices to safeguard the property. However, it’s not possible to watch every square inch of your home all the time. There’s always a chance that simple wear and tear could lead to problems that you can’t detect. However, […]
May 12, 2021
AgencyCosts You’ll Pay Within A Commercial Auto Insurance Policy
Businesses have budgets. So if you’re running one, you’ll need to keep an eye on what charges you rack up. However, you can’t get around the fact that you will have to pay continuing costs. Among these are the costs related to your commercial auto insurance. Some of these costs you will pay within regular […]