November 1, 2022
AgencyWho Needs Commercial Umbrella Insurance?
Commercial umbrella insurance adds extra liability insurance for businesses. Certain businesses face higher risk when it comes to liability, and thus need more liability insurance. There are many different types of liability risks. Thankfully, commercial umbrella insurance can apply to any of them. This is a list of some industries that face high risks in […]
October 28, 2022
AgencyHow Personal Umbrella Insurance Protects Your Lifestyle
From your auto insurance to your home insurance, each policy protects your nest egg. If you are in a car accident or your home is damaged by a fire, it’s likely that you can count on your insurance policies to help you recover. But what happens when you don’t have enough coverage? Understanding Insurance Limits […]
October 17, 2022
AgencyStoring Your RV This Fall
If your family used your RV this summer, you probably had a great time traveling. But, now, it’s time to go back to school and work. So, what happens to your set of wheels in the meantime? You might not use your RV every day in the coming months, but that doesn’t mean you can […]
October 6, 2022
AgencyCalculating Life Insurance Premiums
If you’re applying for life insurance, you’ll likely be asked a variety of questions about your health and medical history. You will also likely have to undergo a physical exam before an insurer will issue you a policy and final quote. This is because life insurance premiums are calculated after looking at an individual’s health […]
September 30, 2022
AgencyWhat is Hydroplaning?
You’re driving during a storm or on a wet street. You don’t notice initially, but suddenly you feel the vehicle is skidding to the side. This called hydroplaning. Hydroplaning is one of the most common types of incidents in wet conditions. The term itself refers to the process of sliding or skidding as the tires […]
September 19, 2022
AgencyThe Three Common Types of Smoke Alarms
When a fire ignites in your home, fast action on your part is vital. The safety of you and your family depends on how quickly you detect the fire and vacate your house. Early fire detection also means the fire department can put out the fire sooner, which can result in less damage to your […]
September 7, 2022
AgencyUmbrella Insurance: Are You a Good Candidate?
If you own a car, you probably have car insurance. You probably have home insurance on your house as well. You want coverage to protect your assets in case of unexpected, unpreventable accidents. However, there will always be a risk that your coverage won’t fully cover one of your losses. That could lead you to […]
August 31, 2022
AgencyAre There Consequences to Filing a Home Insurance Claim?
Homeowners buy insurance to protect themselves from risks. You want to know that if a problem occurs, you can file a claim. However, many worry about the consequences of filing a home insurance claim. Will doing so cost you more than paying the claim out of pocket? In some cases, you may wish to avoid […]
August 16, 2022
AgencyGetting Umbrella Liability Coverage for Your Household
When you buy homeowners insurance, you will likely have liability coverage. However, even if you carry the most your policy offers, then you still might need more protection. In this case, you might buy an umbrella liability policy. This is versatile coverage that you can use for a variety of household liability claims. Understanding Homeowners […]
August 4, 2022
AgencyDo You Understand Life Insurance?
About one-third of American families do not have life insurance and many families that do have it are vastly underinsured. In fact, life insurance ownership is at a 50-year low. What’s causing this lack of coverage? The Life Insurance and Market Research Association (LIMRA) conducted a study and found that most Americans simply don’t understand […]